Terms and Conditions

Welcome to readycash.ae. By using our website and applying for our financial services, including credit cards and personal loans, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our services. If you do not agree with any part of these terms, you must not use our services.

1. Eligibility for Financial Services

At readycash.ae, we offer financial services, including credit cards and personal loans, to individuals who meet the following criteria:

Residency: You must be a legal resident of the United Arab Emirates (UAE).
Minimum Salary Requirement: You must have a monthly salary of at least 10,000 AED to qualify for any loan or credit card application.
Age: You must be at least 21 years of age to apply for a loan or credit card through our platform.
Credit History: Eligibility for credit cards or loans may be subject to your credit history and credit score. We reserve the right to request credit checks and other financial documentation to assess your eligibility.

2. Use of the Website

By accessing and using our website, you agree to the following terms:

Accuracy of Information: You are responsible for ensuring that all the information you provide to us is accurate, complete, and up-to-date. Providing false or misleading information may result in the denial of your application or termination of your use of our services.
Compliance with Laws: You agree to use our services in compliance with all applicable laws and regulations in the UAE.
Non-Commercial Use: The services offered on our website are for personal, non-commercial use only. You may not use our website or services for any unlawful or unauthorized purpose.

3. Loan and Credit Card Application Process

When you apply for a loan or credit card through readycash.ae, the following terms apply:

Application Submission: Upon submitting your application, you agree to allow us to share your personal information with financial institutions, lenders, and credit card providers for the purpose of processing your application.
Approval: All loan and credit card approvals are subject to the sole discretion of the financial institution providing the service. We do not guarantee approval or specific terms for any financial product.
Interest Rates and Fees: Interest rates, fees, and repayment terms vary based on the financial institution and the specific loan or credit card. Please ensure you review and understand the terms provided by the financial institution before accepting any offer.

4. Disclaimer of Liability

readycash.ae is a platform that connects users with financial institutions for credit cards and personal loans. We do not provide loans or credit cards directly. While we strive to ensure the accuracy and reliability of the information on our website, we are not liable for any errors, omissions, or inaccuracies.

Third-Party Services: We do not control the actions or decisions of third-party financial institutions, and we are not responsible for any issues, delays, or disputes that arise between you and the lender or credit card provider.
Financial Advice: The information provided on our website should not be considered financial advice. You should consult a financial advisor for specific advice regarding your financial situation.

5. User Responsibilities

As a user of readycash.ae, you agree to:

Provide Accurate Information: Ensure that all personal and financial details submitted are correct and up-to-date.
Meet Financial Obligations: If approved for a loan or credit card, you are responsible for repaying the loan or fulfilling the terms of the credit card as agreed with the financial institution.
Keep Your Account Secure: If you create an account on our website, you are responsible for maintaining the confidentiality of your login credentials and any activity that occurs under your account.

6. Modification of Terms

We reserve the right to modify or update these Terms and Conditions at any time. Any changes will be posted on this page with an updated effective date. It is your responsibility to review the Terms and Conditions periodically to stay informed of any updates.

7. Termination of Use

We reserve the right to terminate or suspend your access to our website and services, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to our business or users.

8. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising out of or related to these Terms and Conditions or your use of our website and services will be subject to the exclusive jurisdiction of the courts of the UAE.

9. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Email: info@readycash.ae
Website: www.readycash.ae

This content is designed to be clear and informative while ensuring users understand their responsibilities and the conditions of service. Adjustments can be made to further align with your specific business operations and legal requirements in the UAE.