We provides all type of loans like
personal, cash, business, auto &
property.
Your One-Stop Shop for Loan Approval in the UAE.
Minimum Salary AED 10,000 / Get Instant Approval for Loan within 1 hour
Why Choose Us
At ReadyCash.AE, we pride ourselves on being your trusted partner for all your financial needs. Here’s why you should choose us for your credit card and loan services
Trusted Partner
We strive to build long-lasting relationships with our clients, helping you navigate your financial journey with confidence.
Easy Online Application Process
Our user-friendly online application process makes it simple to apply for loans and credit cards from the comfort of your home.
Special Offer for Business Owners
We have special offers tailored specifically for business loans, need to grow and succeed.
Loans Without Salary Transfer
Our loan options do not require a salary transfer, giving you the freedom to manage your finances your way.
Rewards Programs
Make the most out of your spending with our generous rewards programs. Earn points, cashback, and other perks with every purchase.
Instant Approval
Time is of the essence when it comes to managing your finances.We offer instant approval for loans and credit cards.
Need Help?
FAQs
Frequently Asked Questions
What is the difference between a Loan and Financing?
- Interest is any increment earned over and above the repayment of a loan amount. It is not permissible as per Shariah.
- Profit is any additional revenue generated through various trade activities. Earning profit is permissible as per Shariah. An Islamic Bank does not earn any interest on its financings. It generates profits by executing various commercial activities such as sales, Ijarah and construction etc.
Eligibilty Creteria for getting loan?
- Minimum monthly salary of AED 10,000 for UAE Nationals and for Expatriates
- Length of service – Minimum one month/first salary credit into Emirates Islamic account
- Minimum age of 21 years
- Maximum age of 65 for UAE Nationals and 60 for Expatriates at the time of maturity
- Tenure – 48 months (Standard debt settlement) and 300 months (Special debt settlement)
What is the minimum length of service required?
- The minimum length of service is one month, with the first salary credit required to be deposited into an Emirates Islamic account.
What is the minimum monthly salary requirement for UAE Nationals and Expatriates?
- The minimum monthly salary requirement is AED 10,000 for both UAE Nationals and Expatriates.
Documents Required?
- Completed application form
- Copy of valid passport with valid UAE residence visa for expatriates (original required for verification)
- Last three months bank statements
- Salary transfer letter/salary certificate (for salaried customers only)
- Account opening forms for shares trading
- Liability letter (for debt settlement to third party cases only)
- Trade license (for self-employed customers)
Benefits?
- High finance amount of up to AED 3 million for expats and up to AED 4 million for UAE nationals
- Competitive profit rates
- Flexible and extended payment periods of up to four years
- Quick and easy approval process
- Pay off external credit cards and/or consolidate all liabilities into an easy monthly payment plan
- Shariah-based Murabaha product
What is the difference between Interest rates and Profit rates?
- Interest is any increment earned over and above the repayment of a loan amount. It is not permissible as per Shariah.
- Profit is any additional revenue generated through various trade activities. Earning profit is permissible as per Shariah. An Islamic Bank does not earn any interest on its financings. It generates profits by executing various commercial activities such as sales, Ijarah and construction etc.
What are the age restrictions for applying for a loan?
The minimum age is 21 years. The maximum age is 65 for UAE Nationals and 60 for Expatriates at the time of loan maturity.